
Insurance Products. Protecting What Matters Most.

Services we offer
Find the perfect plan for your family with Machado Financial. We offer life insurance with living benefits, retirement plans, mortgage protection, final expenses, annuities, infinite banking, and child college fund plans. Explore options, compare benefits, and secure your future with expert guidance—all in one place.
Living Benefits
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Life insurance with living benefits provides financial protection not only for your loved ones after death but also for you while you're alive. It allows early access to funds in cases of critical, chronic, or terminal illness, helping cover medical expenses, lost income, or other financial needs. It offers peace of mind and financial security during life’s uncertainties.
Fixed Indexed Annuity
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A Fixed Indexed Annuity (FIA) is a type of annuity that provides a combination of growth potential and protection. Its returns are tied to a stock market index, like the S&P 500, but with a guaranteed minimum interest rate to prevent losses. FIAs offer tax-deferred growth, lifetime income options, and principal protection, making them a popular retirement tool.
IUL - Indexed Universal Life
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Indexed Universal Life (IUL) insurance is a type of permanent life insurance that offers both a death benefit and a cash value component. The cash value grows based on a stock market index's performance, providing potential for higher returns while protecting against market losses with a guaranteed minimum interest rate. It offers flexibility in premiums and death benefits, making it a valuable financial tool for long-term planning.
Mortgage Protection
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Mortgage protection is a type of life insurance designed to pay off or cover mortgage payments if the policyholder passes away, becomes disabled, or faces a critical illness. It ensures that loved ones can stay in their home without financial burden, providing security and peace of mind.
WHY CHOOSE MACHADO FINANCIAL
At Machado Financial, we are dedicated to providing tailored insurance solutions to meet your unique needs. Our experienced team is committed to guiding you through the process and ensuring that you and your family are well-protected. With a focus on personalized service and comprehensive coverage, we are here to support you every step of the way.